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Credit Repair – James Giordano Realltor


Hi James Giordanowith my home group here and I wanted to take a minute today to talk to you a little bit about credit and we see a lot of folks coming into our open houses who are renters and the reason that they're renters is because their credit is not where it should be to buy a home and we have a few programs that are free that can help repair your credit and get you into a home it's probably by the summer of 2018 so there's some important things to know a lot folks are trying to do it by themselves and they're using credit karma to judge their score unfortunately Credit Karma does not use a FICO score and your lender is going to require you to use a FICO score why is that important because the the credit karma score is maybe fifty to sixty points or more often higher than what your real credit is for a loan to get you to the program's you need a minimum of a 580 credit score with that 580 we can get you into a free credit repair program which will get you into a home sometime in 2018 as long as you follow the steps they they provide if you have a 640 credit score right now you qualify for up to 5% down payment assistance and so what that is is a 5% grant towards the down payment of your home if you're looking at home that's two hundred thousand dollars that's ten thousand towards your down payment that you don't have to repay so you can get into a house with little or no money down if we negotiate on your behalf to have the seller cover some of the closing costs so these programs interest you please give us a call our phone number sixty three five zero zero two seven two six where you can find us on facebook at Giordano stels easy calm if this program doesn't apply to you please pass this video to someone you know who's renting him you think they could use it to buy a home thank you hope you have a great day

Source: Youtube

Credit Repair – James Giordano Realltor

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