6 ways to improve your credit rating | #WeNeedToTalkAboutMoney 060

Continuing this week's theme of credit ratings here are six ways to improve your credit rating there are more but these are the main ones Check your report annually because then you can make sure there are no anomalies on there that will stop you being able to take out credit in the future

Register to vote it's a proof of your address all lenders will check your address on the electoral roll so make sure you're on there if you can vote Make sure of your financial associations – you are not associated with the wrong people who have got poor credit ratings if you don't need to be because it will wreck yours Don't be late for any payments on bills or credit cards They have a disproportionate effect on your credit report Utility bills similar to the register to vote it's a proof of address but also that you can pay your bills and lastly payday loans they wreck your credit report so if you can avoid using them do so

Source: Youtube

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