Big premium increases expected for health insurance this year


DAMAGE2-JOHN:NOVEMBER IS THE START OF OPEN ENROLLMENT FOR MANY OF US — WHETHER YOU GET YOUR HEALTH INSURANCE THROUGH YOUR COMPANY OR THROUGH THE AFFORDABLE CARE ACT

IT'S THE TIME WHEN YOU CAN MAKE CHANGES TO YOUR HEALTH CARE POLICY BEFORE THE NEW POLICY STARTS IN JANUARY2-SALLY:BUT THERE ARE HUGE CHANGES THIS YEAR IF YOU DO GET INSURANCE THROUGH OBAMACAREHERE IN CENTRAL TEXAS WE ARE LEARNING OPTIONS ARE EXPANDING THIS TIME AROUND BUT SO IS HE COST KATE WEIDAW IS LIVE IN THE NEWSROOM TO EXPLAINKATE:THE WEBSITE IS UP AND RUNNING THIS MORNING FOR ANYONE WHO WANTS TO CHECK OUT THE COST OF INSURANCE ON THE MARKETPLACE – MAYBE YOU'RE LOOKING TO COMPARE RATES TO WHAT YOUR COMPANY CURRENTLY OFFERS ANNUAL PREMIUMS FOR INDIVIDUAL PLANS ON THE MARKETPLACE ARE EXPECTED TO JUMP BY 25 PERCENT THIS YEAR COMPARED TO COMPANY SPONSORED INSURANCE GOING UP BY ABOUT 3 PERCENT

HOWEVER THE CHOICES HERE IN CENTRAL TEXAS ARE EXPANDING UNDER THE AFFORDABLE CARE ACTA FOURTH INSURANCE COMPANY IS COMING ON BOARD AND THIS TIME THERE ARE 33 PLANS TO CHOOSE FROM – THAT'S UP FROM 30AT FOUNDATION COMMUNITIES THEY ARE HELPING CENTRAL TEXANS FIND THE PLAN THAT WORKS BEST FOR THEMAND THEY ARE EXPECTING MORE PEOPLE THAN EVER TO ASK FOR HELP TO NAVIGATE THE CHANGES THAT ARE A RESULT OF THE TRUMP ADMINISTRATION CUTTING 90 PERCENT OF OBAMACARE'S ADVERTISING BUDGET AND AROUND HALF OF THE BUDGET MEANT TO HELP PEOPLE NAVIGATE THROUGH THE PROCESSTHEY ALSO CUT "COST-SHARING SUBSIDIES," WHICH HELPED LOWER-INCOME PEOPLE PAY DEDUCTIBLES AND CO-PAYS

SINCE INSURANCE COMPANIES ARE NO LONGER RECEIVING THEM, THEY ARE RAISING YOUR PREMIUMS TO MAKE UP THAT LOSS – HOWEVER SHOP AROUND BECAUSE YOU WON'T SEE THAT IMPACT- ELIZABETH COLVIN/DIR INSURE CENTRAL TEXAS, FOUNDATION COMMUNITIES SAYS:"YOUR FINANCIAL HELP IS GOING TO GO UP THE SAME AMOUNT AS THE PREMIUMS INCREASE SO YOU ARE PROTECTED FROM THOSE INCREASES" KATE:THE ENROLLMENT PERIOD IS ALSO SIX WEEKS – IT RUNS THROUGH DECEMBER 15THAND THE WEBSITE HERE WILL BE TAKEN DOWN SATURDAY AT MIDNIGHT THROUGH SUNDAY AT NOON EACH WEEK FOR MAINTENANCESALLY BACK TO YOU

SALLY:JUST 6 PERCENT OF TEXANS BUY THEIR OWN INSURANCE THROUGH OBAMACAREFOR PERSPECTIVE, 49 PERCENT OF PEOPLE IN THE STATE GET INSURANCE THROUGH AN EMPLOYER OR FAMILY MEMBER'S JOBMORE THAN ONE-IN-FOUR GET IT THROUGH MEDICARE AND MEDICAIDAND ABOUT 15 PERCENT OF TEXANS- STILL DO NOT HAVE

Source: Youtube


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AJ

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