Federal Flood Insurance Made Hurricane Harvey Even Worse | All In | MSNBC


FEMA AND THE COAST GUARD BECAUSE THEY REALLY DID TRY TO CUT JUST ABOUT EVERYTHING >> ONE OF THE THINGS THAT I THINK HAS PLAYED A ROLE HERE AND THAT IS GOING TO BE A HUGE FIGHT THAT PEOPLE MAYBE DON'T QUITE SEE COMING IS THE NATIONAL FLOOD INSURANCE PROGRAM, AND THAT MIGHT SOUND OBSCURE AND WONKY, BUT IT IS REALLY IMPORTANT AND IN SOME WAYS HAS ALREADY IN A QUITE LITERAL WAY PAVED THE WAY FOR WHAT WE SAW IN HOUSTON

YOU WROTE A GREAT PIECE ABOUT THIS HOW HAS THAT PROGRAM BROUGHT US TO THE POINT WHERE WE ARE SEEING THE WORST FLOODS EVER, SEVEN OF THE EIGHT I THINK WORST FLOODS EVER JUST IN THE LAST 20 YEARS? >> LOOK, STORMS ARE NATURAL EVENTS, BUT FLOODS ARE ALMOST ALWAYS MAN MADE DISASTERS WHEN THE WATERS RISE IT DOESN'T MATTER IF THERE AREN'T PEOPLE AND STUFF IN THE WAY WHAT THE FLOOD INSURANCE PROGRAM HAS DONE IS ESSENTIALLY MADE IT REALLY CHEAP TO BUILD IN HARM'S WAY THERE ARE SUPPOSED TO BE STANDARDS TO PREVENT NEW CONSTRUCTION IN THE 100-YEAR FLOOD ZONE TO REQUIRE YOU TO ELEVATE OR RELOCATE IF YOU GET REALLY SUBSTANTIAL FROM A FLOOD

BUT BACK IN 1998 THEY RELEASED A REPORT CALLED HIGHER GROUND WHERE THEY TALKED ABOUT REPETITIVE FLOOD LOSSES AND THERE WAS ONE HOME THAT HAD FLOODED 16 TIMES IN 18 YEARS UNDER THE PROGRAM OF COURSE, THAT HOME WAS IN HOUSTON WHICH WAS THE NATIONAL CAPITAL OF REPETITIVE LOSSES WE'VE SEEN IT AGAIN WITH A TROPICAL STORM IN 2001 THAT CAUSED $5 BILLION OF DAMAGE IN HOUSTON AGAIN IN 2015, 2016 AND NOW 2017 THEY CALL THEM FLOOD PLAINS BECAUSE IT'S PLAIN THAT THEY FLOOD

IF YOU MAKE IT CHEAP TO BUILD THERE, PEOPLE ARE GOING TO BUILD >> WHAT WE ARE DOING RIGHT NOW WITH NATIONAL POLICY IS HAVE THE FEDERAL GOVERNMENT SUBSIDIZE AND INCENTIVIZE PEOPLE TO BUILD IN AREAS THAT ARE LIKELY TO FLOOD IT THEN IS A TERRIBLE PAIN AND I'VE INTERVIEWED PEOPLE AFTER SANDY AND OTHER PLACES TO TRY TO GET THE REIMBURSEMENT BUT WE'RE BASICALLY INCENTIVIZING PEOPLE TO BUILD IN FLOODS AND NOW THEY'RE GOING TO GO BACK TO CONGRESS AND TRY TO REFORM THIS PROGRAM ONLY 15% OF PEOPLE HAVE FLOOD INSURANCE AND THEY'RE SAYING, I'M SCREWED

>> THEY'RE SUPPOSED TO HAVE THIS 100-YEAR FLOOD MAPS WHERE ANYBODY THAT LIVES IN A PLACE THAT'S LIKELY TO GET FLOODED ONCE EVERY 100 YEARS OR HAS A 1% CHANCE OF GETTING FLOODED IN ANY PARTICULAR YEAR IS SUPPOSED TO HAVE FLOOD INSURANCE IN ORDER TO GET A MORTGAGE BUT HOUSTON HAS HAD THREE 500-YEAR FLOODS IN THE LAST THREE YEARS WHICH OF COURSE WOULD BE A 1 IN 2 MILLION CHANCE IF THERE WAS A COINCIDENCE, BUT IT'S NOT A COINCIDENCE YOU BUILD IN THE FLOOD PLAIN, YOU'RE PAVING OVER WET LANDS AND PRAIRIES THAT USED TO SOAK UP THE WATER AND INSTEAD YOU'RE CREATING HIGHWAYS AND DRIVEWAYS THAT TOSS MORE WATER INTO THE BAYOUS YOU'RE INCREASING THE FLOODS AND YOU HAVE MORE PEOPLE AND BUSINESSES IN HARM'S WAY, YOU'RE INCREASING THE COST AND THAT'S HOW YOU'VE HAD PRETTY MUCH ALL OF THE REALLY COSTLY FLOODS IN US

HISTORY HAVE BEEN IN THE LAST COUPLE OF DECADES >> I WANT TO HIGHLIGHT ONE THING YOU JUST SAID THREE

Source: Youtube


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