How an MRI can increase the settlement of a personal injury claim- Kelly Law Team

– Hi, this is John Kelly I wanted to talk to you today about how an MRI can affect your settlement in a personal injury claim and whether it's worth getting an MRI if your doctor recommends one

Generally, to this question, the answer is going to be yes, it is highly recommended If your doctor is telling you that it's possible that you have an injury that could be something that would benefit from seeing more detailed images from an MRI, you want to go ahead and get that done right away on your case Now, an MRI is different a little bit from x-rays X-rays are good for diagnosing things like fractures, dislocations and they're a little bit lower cost The benefit of an MRI is that you actually can see some of the soft tissues and with personal injury claims, that's actually very relevant

Oftentimes with injuries that involve things like auto accidents, you have bulging discs in the back You could have other injuries that don't always show a broken bone but may show kind of soft tissue injuries and that kind of thing, which an MRI can be useful for I'm going to talk about how MRIs help your case and how they can add value I have about five things that they can help with your case and then about five things that they can add value What I mean by help is that they can kind of push your claim along and make sure that you're getting the right things that you need so that you can later add the value

The first thing is a MRI is going to be hard proof of your injury What I mean by that is when we're trying to explain an injury to an insurance adjuster or another attorney, if we have hard proof of that, meaning actual injury images, we are in much better position to actually make that claim for you If we have just a doctor saying it seems like there may be some bulging disc and it's just a narrative that they're writing down in their reports, no images attached, that isn't necessarily hard proof to these adjusters They like to see it for themselves And that kind of dovetails into the second thing

Images tell a better story than words You actually have an image of something If I can send a photograph of an injury, if someone breaks their nose in an accident and I can show a picture of them with bandages on their face to an adjuster, that's always helpful The same applies with things inside your body that are going wrong that have injuries If we can show a bulging disc, a closeup of the actual disc and the tissue bulging out, that's much more compelling to adjusters

It tells a lot more than just trying to have a diagnostic code that they're reading Number three, it's a medically accepted diagnosis, meaning these doctors, this isn't pseudo science or anything like that, we have actual MDs that are using the science of MRI It's generally accepted in the legal community and medical community so it's something that you don't have to worry about, that adjusters are going to know that they have to add value to your claim based on it The fourth thing that I have is that bills and records will allow further treatment and the possibility of even things like surgery So if you get these records early and you can see what your injuries are, it's very apparent what needs to happen then down the line so that doctors, you can send these images to different orthopedic doctors, to possible surgeons, and they can look at the 3D images and say, "Look, this what I think you need to do to treat moving forward

" Getting the treatment that you need to get better is part of adding value to your claim because if you just sit on something, you don't have the images, you're just sitting in pain, you're not getting treatment, you're not adding value to your claim You want to make sure that you're getting the right diagnosis, which would be the MRI, that would then later justify for their treatment Then finally, five, you're not guessing as to what happened and that can, believe it or not, happen with a lot of claims People go to a doctor, they have some scans done, maybe not in the right areas of their body or they're just told that it looks like it's a whiplash situation, that they can do some physical therapy Later on down the line they see complications and they end up getting an MRI and realizing that there was more to it, there's more to the story there

Those are the ways that it can help your claim move forward Adding value, number one, insurance adjusters are always willing to give value to hard proof of injury We already kind of told you that an actual image of the injury is going to be hard proof and adjusters actually will add value to your claim They'll give you more money for a number of different reasons if they can actually see something on a scan Two, the bill from the MRI is reimbursable

So that's actually something you don't have to worry about, "Okay am I adding too many costs to my claim?" The reality is is that's going to be a reimbursable amount and you can only add value from getting that You know sometimes you have to spend a little money to get value to your claim So that's definitely something that's one that would later get reimbursed plus it can add a lot of value to your claim Number three, if we look at past x-rays and CT-scans and MRIs and now you've got a new MRI for your new accident, it's very valuable for us to go back and show, look, here's what the back looked like before, or the arm Now we have a new MRI that shows that there's some damage that's completely new

It wasn't a pre-existing injury It wasn't something that was there before on the scans and that can be very compelling Number four, the 3D imaging that MRIs have is very valuable to your claim in a number of ways It also can get you the treatment you need to heal If these doctors that you're sending this image to can look at it in 3D, they're going to be much more likely to get you on a recovery plan that is beneficial to you that takes into account your injury that is not missing anything

There's no doubt about where the injury is, what the treatment protocol will be moving forward to make sure that you're getting healed So that's a great benefit to your case Number five, we have already talked about this With X-rays, there's some kind of harmful radiation You don't have that with MRIs

It uses magnetics It's actually a very quick process It can take 30 minutes but for you to go in Usually there's imaging facilities that are separate from your doctor's office that you'll be sent off to They do a very good job of getting you in and scheduled at the right time

It's not harmful to your body so it's a good way to go for your injury claim Then finally, pain and suffering will be implied by certain results What I mean by that is that if you have an MRI done and you can see very clearly that there is soft tissue injuries or maybe broken bones, that they're getting pinched nerves, that kind of thing If we can see that, the second part of your claim is pain and suffering and some of that pain and suffering is going to implied by these images No one's going to argue that if you have severely bulging discs in your back that there would be no pain and suffering associated with that

It's a good thing to get all these value added accomplishments with one thing, an MRI, so I would highly recommend that if your doctor does want you to get an MRI to get that scheduled right away Personal injury attorneys appreciate that If you have questions about that, my name's John Kelly I work with the Kelly Law Team You can reach my office with any questions about this at 602-283-4122


Source: Youtube

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