Hurricane Harvey: Not All Affected Have Flood Insurance | NBC Nightly News


AS NBC'S CAREY SANDERS REPORTS >> Reporter: FOR VICTIMS OF HARVEY TONIGHT, HEARTBREAK

>> I LOST MY HOME AND I'M THANKFUL MY CHILDREN ARE SAFE IT'S JUST — I HAVE NOWHERE TO GO >> Reporter: THE PAINFUL REALITY FOR EVERY SIX HOMES IN THE HOUSTON AREA, ONLY ONE HAS FLOOD INSURANCE RUBEN ESCAPED AS HIS HOUSE WENT UNDER WATER

>> MY HOUSE, ALL GONE NO INSURANCE >> Reporter: WE MET HIM AT A FURNITURE STORE TURNED MAKESHIFT SHELTER WITH HIS BROTHER'S FAMILY >> WHAT ARE WE GOING TO DO NOW? I HAVE NO IDEA >> Reporter: EVEN THOSE WITH FLOOD INSURANCE LIKE THE JONES AND GRACE FAMILIES, ANXIOUS

WHY? FIVE YEARS AFTER SUPERSTORM SANDY, SOME HOMEOWNERS IN NEW YORK AND NEW JERSEY ARE STILL WAITING FOR INSURANCE CHECKS FROM THAT STORM >> THEY'RE GOING TO HAVE THOUSANDS OF PEOPLE TO HELP THERE'S GOING TO BE A WAIT >> Reporter: EVEN JUST ONE INCH OF WATER CAN COST $20,000 IN DAMAGE TONIGHT MANY VICTIMS ARE ONLY JUST LEARNING HOMEOWNERS INSURANCE DOES NOT COVER A FLOOD CREATED BY MOTHER NATURE

IT'S ONLY COVERED BY A FEDERAL GOVERNMENT FLOOD INSURANCE PROGRAM AND THAT PROGRAM RUNS OUT OF MONEY AT THE END OF NEXT MONTH, UNLESS CONGRESS TAKES ACTION >> I FEEL SO SORRY FOR THESE PEOPLE UNFORTUNATELY A LOT OF THEM ARE GOING TO HAVE TO STRUGGLE WITH GETTING THEIR FULL CLAIMS PAID THEY SHOULDN'T HAVE TO

FEMA SHOULD STEP IN AND HELP THEM RIGHT NOW >> Reporter: TO MAKE MATTERS WORSE HERE IN TEXAS, THERE'S A FILING DEADLINE THIS FRIDAY AFTER THAT, A NEW STATE LAW GOES INTO EFFECT THAT MAY MAKE IT MORE DIFFICULT TO CHALLENGE AN INSURANCE COMPANY ESTIMATE OF WHAT A HOMEOWNER IS

Source: Youtube


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