Let’s Talk Student Loans | Navy Federal

Hi I'm Annie and I'm Carrie and we're here to talk to you about student loans So federal student loans and private student loans are two different types of loan options to help you pay for school

The first thing that we recommend is looking for any scholarships or grants you might qualify for so you don't have to pay them back If you do need to take out loans we recommend starting with federal student loans first, since they offer flexibility in repayment and other benefits that might be useful to you If that doesn't cover the full cost of your attendance then turn to a private student loan to cover the gap At Navy Federal the student is the primary borrower for an education loan However, if you choose to add a cosigner that may increase your likelihood to either get approved for a loan or get a reduction on an interest rate

At Navy Federal you'll need 36 months of credit history in order to qualify for a student loan If you don't yet have 36 months of credit history you could consider applying with a cosigner Applying with the cosigner may increase the likelihood that you'll be approved for the loan In terms of GPA we're looking for satisfactory academic progress, so stay on track towards graduation At Navy Federal we're very excited to announce that we now accept both federal and private student loans for consolidation

Exactly so if you have both types of student loans you can bring them together into one loan If you just have federal or just have private that's fine too We're happy to consolidate and refinance whatever type of student loan you might have Bring them on in! At Navy Federal we offer both fixed and variable rate loans For a variable rate your rate may vary up or down each quarter

With a fixed rate your rate is set for the life of the loan And you can always check out our current rates at NavyFederalorg Absolutely there are never any prepayment penalties for student loans at Navy Federal When you're making your payments you'll be making a $25 or interest-only payment while you're in school

After you leave school you'll have a 10 year repayment period So whether you want to prepay while you're in school or prepay when you're in your repayment period either it's fine with us we're happy to support you We love getting questions for our members and hopefully we answered some of yours today If you have any more please feel free to send us a message at NavyFederalorg or comment below

Don't do that Do I show my teeth or don't show my teeth? I feel like it looks strange when I don't but this feels like they're drying out Do you have teeth wipes? They will use the worse of the clips Awesome! Whatever the worst outtakes are Can you not all smirk with such smiles when she says that? You're like hahaha

The impish grins are like muahaha

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