Mortgage Quick Tip – Building your Credit Score

Hi I'm John Heath with Your Expert Mortgage Team I just want to give a credit tip on how to build your credit score

Installment loans such as a car loan or a personal loan will normally have a negative effect on your score during the first six months that you have this loan out If you want to have a quick impact to your credit score, the best thing is, if you don't have a charge card, open up a charge card, sometimes called a revolving account Keep your balance on it very low This will have an immediate impact to your score

Source: Youtube

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