Puppy Loans: Now You Can Finance Your Dream Dog


YOU GET TOO CLOSE PAT: LED SHE'S OKAY

A LOT OF PEOPLE LIVE BY THE MANTRA AT TOP, DON'T SHOP AT WHAT HAPPENS WHEN YOU WANT A CERTAIN BREED OF DOG OR CAT AND YOU CAN'T FIND THE RIGHT RESCUE? JEFF: "CBS 2 NEWS" AT 6 ON THE GROWING TREND IN PET STORES WITH THE BUYER BEWARE JEFF VAUGHN JOINS US WITH MORE REPORTER: THOSE FURRY FRIENDS CAN TUG AT OUR HEARTSTRINGS BUT THEY CAN TUG AT HER PURSESTRINGS THAT WELL NOW YOU CAN MAKE MONTHLY PAYMENTS LIKE YOU DO WITH ANY OTHER LOAN BUT IS NOT ALWAYS WITHOUT ISSUES ESPECIALLY WHEN AGGRESSIVE LENDING MEETS HIGH EMOTIONS MOST OF US USE THEM FOR BIG-TICKET ITEMS LIKE A HOUSE, A CAR OR COLLEGE BUT NOW CONSUMERS ARE USING FINANCING TO HELP PAY FOR ANOTHER PRODUCT OF VERY CUTE AND CUDDLY ONE, PUPPIES

ON TO PICK OUT THE PUPPY THEY FINANCE IT LIKE A CAR REPORTER: FLOORING YES MAN FINANCER $2500 OLD AND DOODLE ASTEROID YURIKO FROM A PET STORE AND RIVERSIDE COUNTY SHE SAYS FOR HER AND HER FAMILY FINANCING SEEMED TO BE THE ONLY WAY TO GO YOU PAY IT OFF IN THREE YEARS LAURA SAID SHE NEVER HAD A CHANCE TO SEE THE CONTRACT ON PAPER

WAS ALL DONE ELECTRONIC WEIGHT IN A PET STORE EVERYTHING SEEMED FINE UNTIL 14 DAYS LATER WHEN THE PAYMENT WAS TAKEN FROM HER BANK ACCOUNT WITHOUT HER KNOWING IT SAID YOU'RE ON AUTOMATIC PAYMENTS IF THE LOAN WAS PAID IN 90 DAYS IT GOES UP TO 99% INTEREST IF THEY KNOW THERE'S A PARTICULAR DOG OR CAT THAT YOU HAVE FALLEN IN LOVE BUT THAT'S THE TIME THEY WILL TRY TO GET YOU TO SIGN

REPORTER: AND WORKS FOR THE DEPARTMENT OF CONSUMER AND BUSINESS AFFAIRS HE SAYS LEGALLY LENDERS HAVE THE RIGHT TO SET THE TERMS OF THE LOAN AND IT'S THE BUYER'S CHOICE TO ACCEPT THEM LENDERS HAVE TO BE UPFRONT ABOUT THE TERMS OF THE CONTRACT IT'S UP TO THE BUYER TO TAKE THE TIME TO LOOK THROUGH THE CONTRACT FULLY AND MAKE SURE THEY UNDERSTAND WHAT THEY ARE AGREEING TO MELODY WORKS IN PUPPY HEAVEN IN AGOURA HILLS BUT NOT THE SAME STORY BUT LAURA GOT ASTRO FROM

SHE SAID FINANCING HAS BECOME EXTREMELY POPULAR AND THEY DO THEIR BEST TO MAKE SURE CLIENTS KNOW THE DETAILS WE WORK WITH THREE FINANCING COMPANIES AND WE TELL THEM ABOUT EACH ONE OF THEM AND EVERYTHING IS DISCLOSED REPORTER: LAURA SAID SHE NEVER MADE ANOTHER PAYMENT AND WHILE THE LENDER DEBT REPORTER TO THE CREDIT BUREAU SHE IS NEVER HEARD FROM THEM AGAIN I EVER RECEIVED A CARD OR LETTER REPORTER: IF YOU ARE THINKING ABOUT FINANCING YOUR NEW BEST FRIEND MAKE SURE YOU RUN THE NUMBERS BEFORE SIGNING ON THE DOTTED LINE

IF HE WOULD HAVE LET ME READ THE DOCUMENTS I WOULD HAVE DONE IT REPORTER: NOW TO THOSE NUMBERS, LAURA SAID HER PAYMENTS WERE SUPPOSED TO BE $245 A THREE YEARS SO WE DID THE MATH AND THAT MEANS SHE WOULD HAVE

Source: Youtube


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AJ

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